is usually done to bypass the game's controversial "Speed Card" progression system and immediately access its diverse vehicle roster. Overview of 100% Save Game Features Using a 100% completion save file typically grants you: Complete Car Roster : Instant access to all vehicles, including the Koenigsegg Regera (the game's fastest car) and unlocked Maximized Upgrades

typically grants you an end-game state with all story missions finished, every car unlocked, and all collectibles found. What a 100% Save Game Includes

All five Derelict cars (like the Nissan Skyline 2000 GT-R and Chevrolet Bel Air ) are fully restored and upgraded to Super Builds.

If you don't want to download a file, can you earn "All Cars" legitimately? Yes, but plan for .

When you download a save file that claims "All Cars," you aren't just getting a few extra rides. A truly complete 100% save game for NFS Payback should include the following: