Saba Bidv 2021 Page

BIDV maintained its position as Vietnam's largest bank by assets during this period: Total Assets VND 1.76 quadrillion , a 16.2% increase from 2020. Customer Loans VND 1.37 quadrillion (up 11.2%), giving BIDV a 13% market share in credit. Mobilized Capital VND 1.64 quadrillion , capturing over 11% of the sector's deposit market share. Profitability : Consolidated pre-tax profit reached VND 13,548 billion , significantly exceeding initial plans. Credit Quality

One of the standout features under the "saba bidv 2021" umbrella was the lending solution. SABA built a rule-based engine that automatically underwrote loans up to 500 million VND based on: saba bidv 2021

| Feature | SABA (BIDV) | Vi Vi (Vietcombank) | E-Chat (Techcombank) | |--------|-------------|----------------------|----------------------| | Vietnamese NLP | Advanced (95% accuracy) | Moderate (85%) | Advanced (92%) | | Voice commands | Yes (2021) | No (2021) | Limited | | Transact inside chat | Yes (transfers, bills) | Read-only | Yes (limited) | | Zalo integration | Yes | No | Yes | | 24/7 uptime | 99.9% | 99.5% | 99.7% | BIDV maintained its position as Vietnam's largest bank

SABA BIDV 2021 refers to BIDV’s 2021 initiative(s) and product offerings under the SABA branding (security/assurance/automation banking solutions), launched as part of the bank’s digital transformation and risk-management modernization efforts. In 2021, BIDV (Bank for Investment and Development of Vietnam) strengthened digital banking, compliance, cybersecurity measures, and customer-facing products, aligning with COVID-driven shifts and regulatory expectations. In 2021, BIDV (Bank for Investment and Development